Financial analyst working across market and risk dashboards
FINTECH & FINANCIAL SERVICES · Ledger · Payments · Risk · CRM

Xura for fintech. Your data team for risk, operations, and growth.

Your transactions live in the ledger, exposure in the risk engine, and customers in the CRM — reconciled by hand, after the fact. Xura connects them into one knowledge graph, answers the question in plain language, and runs the follow-up.

Private beta · your data stays in your infrastructure

The problem

The numbers have to reconcile — but they live in five places.

Every reconciliation, every risk review, every regulator request starts with someone exporting from the ledger and the processor and lining them up by hand. It's slow, and errors hide in the gaps.

Reconciliation breaks silently. Ledger, processor, and bank statements drift, and the mismatch is only found when someone goes looking days later.

Risk signals arrive late. Exposure and fraud patterns sit in separate systems, so a concentration or anomaly surfaces after it matters.

Regulator requests scramble the team. Assembling transaction trails, KYC status, and exception logs into one response means chasing exports across tools.

Growth questions wait on analysts. "Which segments are most profitable after risk cost?" needs a bespoke pull every single time.

Financial charts and analysis on a desk
Ledger, payments, and risk — reconciled in one graph.
One source of truth

Every system, joined into one knowledge graph.

Xura connects your ledger, payment processors, risk engine, and CRM and works out how a transaction, a customer, an exposure, and an exception all relate — so a reconciliation that spanned five exports is answered in one place.

No pipeline to build, no schema to map. Point it at the systems you already run — inside your own environment.

What Xura does

Ask the question. Xura runs the workflow.

Plain-language questions your team already asks — answered against live data, ending in the exact next actions.

Where did the ledger and processor diverge yesterday?

Reconciliation & settlement

Xura matches ledger, processor, and bank records, isolates the breaks, and drafts the adjustments and the owner to notify.

// matches · flags breaks · drafts fixes
Which accounts show anomalous transaction patterns?

Risk & fraud monitoring

It correlates transaction behaviour with risk scores and history, surfaces the outliers, and queues holds or reviews for the team.

// correlates · flags outliers · queues review
Assemble the transaction trail for this regulator request.

Compliance & reporting

Xura compiles transactions, KYC status, and exception logs into one audit-ready response, with the gaps flagged and follow-ups drafted.

// assembles · audits · drafts response
Which customer segments are most profitable after risk cost?

Portfolio & growth analysis

It nets revenue against risk and servicing cost by segment, ranks the winners, and recommends where to lean in.

// nets cost · ranks · recommends
Why did payment failure rates climb this week?

Payments operations

Xura breaks failures down by processor, method, and geography, points to the driver, and drafts the routing or retry change.

// segments · roots-causes · drafts change
Which onboarding drop-offs are costing us the most?

Onboarding & conversion

It ties KYC and onboarding steps to conversion and value, highlights the costly drop-offs, and files the fixes to make.

// funnels · quantifies · files fixes
Illustrative scenario

A payments company turns a two-day reconciliation into a same-morning close.

An ops lead needs to know why the ledger and processor don't tie out. Instead of exporting both and lining them up in a spreadsheet, they ask Xura. It matches the records, isolates a batch of failed refunds double-counted by the processor, and drafts the adjusting entries and the note to finance — before the daily close.

2 days → hours
to a clean reconciliation with fixes
1 knowledge graph
across ledger, payments, risk & CRM
Every answer
ends in the next action, ready to run

// Illustrative scenario and representative figures, shown to convey the workflow — not tied to a named customer.

Answer to action

It doesn't stop at the answer.

Every response ends in the exact next moves — draft the adjustment, place the review hold, assemble the regulator response, file the fix — ready for your team to approve, or set to run automatically.

Built for regulated finance

Your data never leaves your infrastructure.

Deploys in your environment Audit trail on every action Role-based access & approvals Human approve-to-run control Xura stores only what it learns
Xura

Put Xura to work on your financial data.

Join the waitlist and be first to connect Xura to your ledger, payments, and risk systems.